Regional Group Underwriting Manager, Accident & Health

About the role

The Regional Group Underwriting Manager for Accident & Health will lead underwriting activities across the region, ensuring loss ratios stay within target and that the portfolio is properly segmented and retained.

Key responsibilities

• Maintain loss ratio at or below agreed levels and conduct portfolio analysis to control product P&Ls.
• Perform regular audits (every 18‑24 months) on underwriting authorities, rating, wordings and documentation, and submit reports to the regional office.
• Oversee product development, reviewing and approving new products or major changes in collaboration with actuarial and legal teams.
• Review and approve large or unusual quotes, and ensure proper training for all staff with underwriting authority.
• Coordinate with Operations, Legal, Claims and Finance to align underwriting activities with company policies.

Required profile

• Proven experience in underwriting, preferably in accident and health insurance.
• Strong analytical skills with the ability to monitor loss ratios and portfolio performance.
• Excellent communication and liaison abilities across multiple departments.

What we offer

• Competitive total rewards package including health, wellbeing and financial security benefits.
• Opportunities for continuous learning, professional development and inclusion initiatives.